Terms Of Use

The following Terms of Use are applicable to your use of this website or any mobile application of Finplex Technologies Private Limited ("Finplex") with its registered office at Unit No 102, 1st floor, D-MALL NETAJI SUBHASH PLACE PITAM PURA DELHI - 110034.

By accessing or using this website or our mobile application you agree to be bound by these Terms of Use and our Privacy Policy.

We reserve the right to make changes to these Terms of Use from time to time and will post any updated Terms of Use to the website. You should check our website from time-to-time for any such changes. The revised terms shall be applicable from the time they are posted on the website.

Eligibility

You confirm that you are over the age of 18 years and you must not access this website or our mobile application if you are unable to form a binding legal agreement. Further, this website and our mobile application are only intended for use by residents of India.

Intellectual Property Rights

Finplex is the owner or authorised licensee of all intellectual property rights of all content, material or data on this website and our mobile application.You will retain ownership of copyrights in the data that you share with us. You agree to grant us a worldwide, royalty-free, irrevocable license to use, copy, distribute, publish and transmit this data in any manner, subject to any applicable laws and regulations and our Privacy Policy.

Access To The Website And Mobile Application

While we aim to provide uninterrupted access to this website and our mobile application, we do not provide any warranty to that effect. From time-to-time access may be suspended, restricted or interrupted due to various planned and unplanned reasons. We shall not be liable to you for any loss or damage which you may suffer due to loss of access to our website or mobile application. Further, we reserve the right to suspend, disable or restrict your access to our website or mobile application.

Your Responsibilities

You agree to:

• provide true, complete, accurate and current information and update us about any changes

• use this website and our mobile application only for its intended use and in accordance with all applicable terms and conditions

• comply with all applicable laws and regulations in relation to your access to this website and our mobile application

You agree NOT to:

• copy, reproduce, distribute, modify, republish, upload, transmit, post or distribute in any form or create derivative works from the contents of the website or mobile application without our explicit written consent

• Decompile or reverse engineer any technology or code from our website or mobile application

• upload, post or otherwise make available, on our website or mobile application, any material

• that is harmful, unlawful, abusive, hateful or objectionable in our view

• that restricts or inconveniences any other person from enjoying our website or mobile application

• that includes unauthorised information of any kind

• that contains viruses or any malicious code or files designed to disrupt or limit the functionality in any way or causes it to fail

• make any unauthorised alternations or hack or introduce any material

• reverse engineer or decompile any part of the website or our mobile application

• impersonate any person or misrepresent information

• take any steps which prevent us from correctly identifying the actual IP address of the device you are using to access our website or mobile application

• link to or make any unauthorised use of our uniform resource locator, www.finplex.in, without our explicit written permission.

Third Party Content

Our website and our mobile application may contain references or links to third-party websites or applications. We may also post content that is supplied by third parties. This information is provided for your information and convenience only and we take no responsibility for it in any way. Further, use of any third-party websites or services may be governed by their own terms and conditions and we have no control over them. Publishing of third-party links or content is not an endorsement, in any way, of the content, products or services of such third parties. All third-party trademarks, service marks, trade names, logos or other designations of source are the property of their respective owners.

Third Party Accounts

In order to provide our services to you, we and/or our service providers may need to register accounts on your behalf with third parties, as requested by you. Further, we and/or our service providers may need to access and retrieve information requested by you from third-party websites or databases, on your behalf. For this purpose, you hereby grant us and our service providers a limited power of attorney with full power of substitution and re-substitution, for you and in your name, place and stead, in any and all capacities, to access third party websites, databases, servers, applications, documents and retrieve information as well as provide information, with full authority and power to perform and do all such acts and things necessary to be done in connection with such acts, as fully, for all intents and purposes, as you might or could do in person. You agree and acknowledge that when Finplex or its service providers provide or access and retrieve information from third-party sites, we are acting as your agent. You further agree that the third parties account providers are entitled to rely on this authorisation and the limited power of attorney granted by you.

Privacy Policy and Terms and Conditions

By using this website or our mobile application, you confirm that you have reviewed the Terms of Use, Privacy Policy and Terms and Conditions and agree to be bound by these. If you do not agree to any of these, you must stop using this website and our mobile application immediately.

Indemnity

You agree to indemnify, defend and hold Finplex, our officers, directors, agents, subsidiaries, joint ventures and employees harmless from and against any loss, claim, damages, liability or expense arising out of or relating to a) any use by you of the content and services provided on the website or our mobile application and b) breach of these Terms of Use and c) violation of any law, rules or regulations by you.

Limitation of Liability

You agree that Finplex, its officers, directors, agents, subsidiaries, joint venture companies, consultants and employees shall not be liable to you for any loss or damage arising out of your use of this website or our mobile application or your availing of any services offered by Finplex and its affiliates. You agree that your sole and exclusive remedy shall be to discontinue your use of our services, our website and mobile application. This limitation of liability shall apply to the fullest extent permitted by law.

Disclaimer

While we make all reasonable efforts to ensure that the data and content on this website and our mobile application is accurate, access to Finplex website or any mobile application is provided without any warranty or any kind, either express or implied. We make no representation that the website content or any information on this website is complete, accurate or up to date and disclaim all liability for any errors or omissions. Further, we provide no guarantee that our website, mobile application or any form of electronic communication by us is free of viruses, malware or other malicious code and you are responsible for your own virus or malware protection.

Severability

To the extent that any provision of any of these Terms of Use is found by an arbitrator or a court of law or competent authority to be invalid, unlawful or unenforceable in any jurisdiction, that provision shall: (a) be deemed not to be a part of these Terms of Use; (b) not affect the enforceability of the remainder of these Terms of Use; (c) not affect the validity, lawfulness or enforceability of that provision in any other jurisdiction; and shall be replaced by a valid provision, which comes as close as reasonably possible to the intended purpose of the original provision.

Assignment

You may not assign or transfer your rights or obligations under these Terms of Use to any person. Finplex may assign its rights and obligations under these Terms of Use to any person without notifying you.

No Waiver

Any failure or delay by us in exercising any right under these Terms of Use is not a waiver of that right nor will any single or partial exercise by us of any right preclude any further exercise of any right.

Governing Law

These Terms of Use shall be governed by and interpreted according to the laws of Republic of India. The courts in New Delhi shall have exclusive jurisdiction in connection with any disputes arising out of these Terms of Use and your use of our website or mobile application.

If you have any questions, comments or feedback, please write to us at legal@finplex.in